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Innovation that makes life easier

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Desjardins Insurance is focused on creating innovative ways to lead the industry in research and technology.

We’re committed to increasing road safety and to making it easier for clients to manage their insurance services and programs. DGIG is currently ranked the best overall digital experience of Canadian P&C Insurance providers by J.D. Power.

The Desjardins Lab

The Desjardins Lab explores ways to stay current and in step with our clients by gathering like-minded individuals who wish to contribute to innovative ideas and facilitating rapid prototyping and IT exploration services. The lab also seeks out opportunities for mentoring, training, outreach, internships and careers for individuals who are underrepresented in the tech sector and it takes an inclusive approach that recognizes the contributions of women in tech. The Cooperathon is the brainchild of the Desjardins Lab and its partners and is a way for citizen-driven startup-type projects to get off the ground and quickly move into the validation phase. As the largest open innovation competition in Canada, it aims to have maximum social impact.

In 2019, over 3,000 members of the public attended our Desjardins Lab Meet-ups. To learn more, please see the 2019 Social and Cooperative Responsibility Report (page 67). In 2019, the Desjardins Lab’s Startup in Residence program also welcomed WALO, an innovative financial education startup founded by two women. Linked to a prepaid card, the WALO mobile app teaches kids the value of money, while providing their parents with a user-friendly, secure tool to supervise their child’s spending and turn pocket money into hands-on life lessons.

Ajusto® program

Ajusto is a program that allows you to learn more about your driving habits while offering you a more personalized insurance premium. You can start analyzing your driving habits via the Desjardins Insurance Home-Auto app.

Discover Ajusto

AlertTM program

Enjoy peace of mind knowing you can act quickly to limit damage caused by water or freezing in your home. Do you have home insurance with Desjardins Insurance? Sign up for Alert and get a free water and freeze detector. If a risk of water or freezing is detected at your home, you'll receive a real-time notification on your smartphone.

Discover Alert

New! RadarTM

Radar watches the weather for you. Get an alert if there’s a hailstorm, windstorm or other major weather system headed to a location you want to keep an eye on.

Discover Radar

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It’s never been easier to manage your insurance programs, manage your payments and file a claim with the Desjardins Insurance Home-Auto app.

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Download the app today

If you have home or auto insurance with us, download the app and take advantage of its many benefits—they're just a tap away!

Download on the App Store Get it on Google Play

Not yet insured with us? Get a home or auto quote today.

Ajusto is underwritten by Desjardins Insurance which refers to Certas Home and Auto Insurance Company.

® Ajusto is a registered trademark of Desjardins General Insurance Inc., used with permission by Certas Home and Auto Insurance Company.

The discount does not apply to certain endorsements and additional coverages. Subscribers must travel at least 1,000 km during the mandatory 100-day for savings during the use period. For all applicable discount terms and conditions, please refer to the Terms and Conditions in effect when you signed up for the Ajusto Program.

Certain products and services may not be available in all provinces and territories.

TM Alert and Radar are trademarks of Desjardins General Insurance Group Inc., used under licence.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and Google Play logo are trademarks of Google LLC.

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