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Coverage for your commercial needs

Find an agent


Purchasing commercial insurance policies is designed to be simple. We offer the protection you need at a reasonable price.

Your Desjardins Agents are business owners just like you and can recommend coverages that fit your business needs.

Here are some examples of the types of businesses we can insure.

Retail shops

  • Arts and craft supplies stores
  • Bicycle sales and service
  • Book stores and newsstands
  • Bridal shops
  • Camera stores
  • Ceramic and pottery dealers
  • CD/DVD/Videotapes (rentals and sales only)
  • Fabric stores
  • Formal wear (rental)
  • Gift, card and stationery stores
  • Hobby, trophy and framing stores
  • Leather goods stores (excluding coats)
  • Novelties and costume jewelry
  • Opticians
  • Shoe stores
  • Sporting goods stores
  • Toy stores


  • Accounting services
  • Advertising agencies
  • Lawyers
  • Consultants
  • Financial consultants or planners
  • Graphic artists/designers/illustrators
  • Insurance agents
  • Messaging/communication services
  • Tax return preparation
  • Transcription/translation/interpreter services
  • Travel agencies (not conducting tours)

Medical office professionals

  • Acupuncturists
  • Chiropractors
  • Dentists
  • Massage therapist/acupressure/reflexology
  • Optometrists
  • Physicians
  • Physical/occupational therapists
  • Podiatrists
  • Psychologists–mental health counselling

Food shops

  • Bakeries—retail
  • Meat—seafood markets
  • Candy and confectionery store
  • Coffee and tea stores
  • Delicatessen
  • Donut shops/bagel shops
  • Ice cream/yogurt/juice stores


  • Appliances and accessories (installation, service or repair) for residential, light commercial
  • Carpet, rug, furniture, or upholstery cleaning (on customers' premises)
  • Communication equipment (installation, service or repair) for residential, light commercial
  • Electrical work (within buildings) for residential, light commercial
  • Fence erection contractors
  • Floor covering installation
  • Furniture or fixtures (installation, service or repair) for residential, light commercial
  • Heating or combined heating and air conditioning systems or equipment
  • Interior decorators (includes home staging)
  • Janitorial services for residential, multi-unit residential, light commercial
  • Lawn care services
  • Painting contractors for residential, light commercial
  • Paperhanging
  • Plumbing for residential, light commercial

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits or services may not be available for all businesses and vary in some provinces. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.

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