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Business insurance for retailers

Your retail business needs the right coverage

As a retailer, you need to know that your business is protected against risks like equipment breakdown and credit card forgery. You can count on us to explain your options, personalize your coverage and be there for you if you need to make a claim.

Speak to a Desjardins Agent to find out more about our comprehensive all-risk insurance for retailers.

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Essential coverage  Our business insurance policies include:

Commercial property 

Protects your building, merchandise and equipment against damage caused by fire, theft and vandalism   

Commercial liability 

Protects you in case of accidental property damage or injury caused to a third party 

Equipment breakdown 

Covers the accidental breakdown of mechanical, electrical, electronic, computer and telephone equipment 

Business interruption 

Provides coverage for loss of income if your day-to-day operations are disrupted because of a covered loss

Dishonesty, disappearance and destruction 

Protects your business in case of fraudulent activities by third parties as well as internal theft or embezzlement 

Coverage options Just some of our coverage options: 


Covers damage to your property caused by an earthquake 


Protects your building, merchandise and equipment against damage caused by flooding   

Sewer back-up 

Provides compensation for water damage caused by a sewer back-up

Cyber risk 

Protects your business and your clients against cyber threats  

More products and services

Business insurance claims

Business insurance claims

Cyber risk insurance

Cyber risk insurance

Business continuity

Business continuity

Life insurance for key employees

Life insurance for key employees

Tips and advice for your business


This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some provinces. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.

Note that your insurance needs may change through the lifecycle of your business.

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