Commercial vehicle insurance

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Essential coverage for your business vehicles

Whether you use your own car, a pickup or a box truck, you can count on a local Desjardins Agent to help you find the right coverage. And if you need to make a claim, we can help get you back on the road fast.

Commercial auto insurance coverage

Bodily injury liability coverage

Pays damages due to bodily injury to others for which you are responsible. If you are sued, it also pays your defence and court costs.

Property damage liability coverage

Pays damages due to property damage to others for which you are responsible. If you are sued, it also pays your defence and court costs.

Accident benefits

Usually pays medical and funeral expenses for bodily injury to a covered person sustained in an accident in your vehicle.

Collision coverage

Pays for a covered auto that is damaged by collision with another object or by upset.

Comprehensive coverage

Pays for a covered auto that is stolen or damaged by causes other than collision or upset.

Uninsured motorist coverage

Pays for injuries, and in some circumstances property damage, if you're involved in an accident with someone who's uninsured or underinsured.

How much should your deductible be?

The deductible is the portion of a covered loss that's your responsibility. If your deductible is $500, when you make a claim, you pay the first $500 and your insurance company covers the rest. A higher deductible can lower your premium.

How much liability coverage do you need?

Liability claims can be costly and it's hard to predict how much you would have to pay if you are in an accident. A local Desjardins Agent can help you choose the right coverage limit for your business.

Speak to a local Desjardins Agent. We can explain the risks you face as a business owner and help you choose the right coverage.

More products and services

Business insurance claims

Cyber risk insurance

Business continuity

Life insurance for key employees

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This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some provinces. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.

Note that your insurance needs may change through the lifecycle of your business.

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