Welcome to the Claim centre
Starting the claim process is only a click away
Car accidents and property damage can be stressful, but we don't think reporting your insurance claim should be. Whether you need to report a claim, learn more about the claim process or find a service provider, we've got you covered.
Online car insurance claim
If you’re involved in an accident and want to take care of it fast, file your claim online and view your coverage, deductible and liability information depending on the event that occurred.
You can even book an appointment with a repair shop directly through the online process. Anytime, anywhere, at your convenience.
Property insurance claim
If your home is damaged, you can start the claim process right away and we’ll do everything we can to get your life back to normal fast.
After you’ve reported your claim, one of our advisors will contact you as soon as possible.
How to file a claim? Two ways to file a claim:
Online
Simply log in to My account to report an auto or home insurance claim. Don’t have an account? Signing up to My account is quick and easy!
On the phone
If you prefer to talk to someone to report your claim, our team is always here to help. Simply call 1-855-209-9549 or contact your Desjardins Agent.
Accident outside of Canada?
If you're a policyholder who would like to file a claim from outside of Canada, please contact your Desjardins Agent or call us directly at
Life insurance
We understand the passing of a loved one creates plenty of stress on its own, that’s why we’re committed to a life insurance claim devoid of hassle and red tape.
To report a death, please contact your Desjardins Agent.
Why us?
We have always based our business on one principle: integrity. We'll make sure you get your life back on track in case the unexpected happens.
What’s in the Claim centre?
File a claim
Check claim status
Find a repair facility
Additional suggestion about home insurance
Report insurance fraud
Resources
Why Desjardins Insurance?
Claim tool box
Report a claim
Start the simple process of reporting your claim here.
Property
Reporting property damage is easy and stress-free.
Business insurance claim
We’ll guide you through your business insurance claim.
Some conditions, exclusions and limitations may apply. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.
How to file a car insurance claim online
[Context: A cartoon explaining the advantages of the online car insurance claim and how it works. Throughout the video, a narrator reads the audio content.]
[On-screen text: How to file a car insurance claim online]
Did you know claims can be filed online or through our app?
[On-screen action: A hand holding a smartphone pops up. The phone bears the logo of the Desjardins Home-Auto mobile app.]
It’s quick and easy.
[On-screen action: The smartphone is replaced by a hand snapping its fingers.]
You can file online or via the app if you're involved in a collision like an impact with a pole, tree or fence, or a fender bender.
[On-screen action: The background shows a red car backing up and crashing into a pole. Background changes. The red car is rolling along when a blue-green car crashes into its rear.]
You can submit your claim in four easy steps.
[On-screen text: 1, 2, 3 and 4.]
One: go online or log on to the app and create an account if you don't already have one.
[On-screen action: The background shows an electronic tablet with the logo of the Desjardins Home-Auto mobile app. A hand appears, with its index finger clicking on the app.]
Two: select the type of claim you’re making.
[On-screen action: The screen of the tablet changes to show a list of items. One of the items is highlighted in red.]
Three: tell us what happened, where, and who was involved.
[On-screen action: The tablet shows an icon of two cars crashing head-on. The box beside the icon is checked.]
Step four: book an appointment at one of our recommended body shops for an estimate. Or if you’re eligible, save a trip by submitting photos to get the estimate. You’ll receive a confirmation, and that’s it.
[On-screen action: The car appears in a vehicle lift and is hoisted up to the top of the lift. Background changes to feature a hand holding a smart phone. The smart phone flashes as though a picture were taken.]
And you can do it anytime, anywhere. Just another way we can get you back on the road quickly. Filing a claim is that easy.
[On-screen action: We see the red car once again, driving off into the sunset. Birds appear flying along the horizon.]
Plus, we're always available to help guide you and answer your questions.
[On-screen action: We see a woman in a green business suit wearing a headset. She smiles and nods at the viewer.]
[On-screen text: Desjardins Insurance logo followed by the words Get started.]
[On-screen legal text: Desjardins Insurance refers to Desjardins General Insurance Inc. in Quebec, to Certas Direct Insurance Company in Ontario and Alberta and to Certas Home and Auto Insurance Company, underwriter of automobile and property insurance. DesjardinsTM, Desjardins InsuranceTM, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence. Certain conditions, limitations and exclusions may apply.]