Your browser settings have cookies disabled. Some features of the site are not available or will not work correctly without cookies. To do so, refer to the help section of your Web browser.

StateFarm Canada is now Desjardins Insurance

State Farm® Canada is now Desjardins Insurance and your local State Farm Agent will now be known as your Desjardins Agent.

Please visit desjardinsagents.com/change-from-state-farm-canada for more details.

Looking for the State Farm USA site? Visit it here: statefarm.com.

Your province

Important notice – Canada Post

During the rotating strikes, we’ll do everything in our power to make sure you receive your official documents as soon as possible.

For more information, please contact your Agent. Thank you for your understanding.

Read the FAQ

Skip to content
Back

3 ways to help prevent water damage

3 ways to help prevent water damage

A pipe bursts, a hose blows or a steady drip goes unnoticed for months. Whatever causes a leak, it usually results in a messy, costly problem. In fact, the Insurance Bureau of Canada reports that the insurance industry pays $1.7 billion dollars in claims each year for water damage.

A leak detection device can be your first line of defence against water damage in your home. Here’s a look at what’s available:

  • Passive systems are alarm-only detectors. They are relatively inexpensive and should be placed near appliances and fixtures that use water, in the basement and in other areas where you may have a concern about leaks. The units emit a loud noise or whistle when a leak is detected. Typically battery-powered, they are portable and require no hard-wiring, so they’re ideal for do-it-yourselfers.
  • Appliance leak detectors are connected to specific appliances that could leak, such as a washing machine or a refrigerator with a water dispenser. These detectors also issue an alarm, but because they turn off the water to the appliance when a leak is detected they are considered “active” leak detection systems. Some appliance leak detectors can be installed by homeowners while others may require professional plumbing assistance for best results.
  • Whole-house leak detection systems provide widespread protection. A shut-off valve is installed on the main water line and the system’s primary unit is typically hard-wired to an electrical source to power the valve and a control panel. When a leak is detected, the system will automatically shut off the water supply to the entire home. Moisture-sensing technologies vary by manufacturer and generally are either internal components of the shut-off valve or external moisture sensors that are installed at all appliances and fixtures where leaks can occur. Sophisticated systems can be connected to a home security or fire alarm system. Some models can be programmed to send an electronic message about the leak to you or a security company. Plumbing contractors often install whole-house systems.

In addition to installing leak detection devices, homeowners should stay on the lookout for potential water problems around the home.

  • Pay attention to damp or discoloured areas under sinks or near refrigerators and around bathroom fixtures.
  • Look for rust on the exterior or base of a water heater.
  • Replace hoses on the washing machine every three to five years as part of a proactive maintenance plan.
  • Investigate musty smells in the basement or near water fixtures.
  • Clean and test your sump pump periodically.
  • If a leak is discovered, have it repaired immediately.

If you suspect a problem, consider having a plumber check your pipes, fittings and water pressure.

Read more about preventing water damage in your home.

The information in this article was obtained from various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. Desjardins Insurance makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.

Other related articles:

Top of page