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Phone applications downloading safety

Many people don’t think twice about downloading phone applications, whether to play a game, deposit cheques or keep in touch with friends and family. But before you install another app, read these downloading safety tips.

What’s at risk?

Apps often ask for access to your personal information before you can open them. This information can include but isn't limited to:

  • Your contacts and call logs
  • Calendar appointments
  • GPS location
  • Your phone’s unique ID
  • Internet data

App safety

Don’t download just any app

Ensure you’re downloading phone applications from reputable, trusted sources. Your best bet is your smartphone’s official app store.

Watch out for fake apps

Copycat apps are disguised to look like the real thing. You can tell them apart by checking developer names and reviews.

Research the app thoroughly

Check app store reviews and ratings, read up on the app developer and don’t skim over the privacy policy. This will reveal what data the app collects and shares.

Review the app permissions

Verify that phone applications won’t access unnecessary information. For example, it makes sense that a social networking app would want access to your phone contacts, but a game app shouldn't need access to your text messages.

Beware of “free” apps

Free apps or games are sometimes supported by advertisements, which could collect your personal information and sell it to third parties.

More app safety tips

  • Close or log out of phone applications when you aren’t using them. This will prevent apps from accessing your information.
  • Don’t share passwords with your children so they can’t accidentally download malicious programs.
  • Make sure your phone has a remote lock or wipe function in case it is lost or stolen. Thieves are less likely to steal personal information from a locked phone.

These tips are provided for information and prevention purposes only. They are general in nature, and Desjardins Insurance cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice.

Desjardins Insurance refers to Certas Home and Auto Insurance Company, underwriter of automobile and property insurance or Desjardins Financial Security Life Assurance Company, underwriter of life insurance and living benefits products.

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