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Saving for retirement and protecting your assets

Retirement may not be next week or next year, but it's close enough to warrant a look at your plan, or to start one if you haven't already. Because this is the time when the amount you save and how you protect your assets becomes more important than ever.

Your Desjardins Agent will work with you, showing you how to take charge of preparing for your future and protecting what's important with free one-on-one guidance, insightful reports and annual check-ins to help keep you on track.

Organize your assets

Review your plan regularly

Working with your Desjardins Agent, you can get a free one-on-one consultation to look at your retirement needs and your current plan. From accumulating wealth to protecting your assets, you'll get valuable, objective information to help you take charge of your retirement.

Talk to your Desjardins Agent today about an Insurance and Financial Review.

Maximize your contributions

At this stage, many people are in their peak earning years. Make sure you're fully funding your employer’s retirement plan as well as your personal retirement savings plans. Already maxing out your RRSP contributions? There are other options that may help you save even more for retirement.

Read more about building your savings by paying yourself first.

Visualize your retirement

If you haven't already done so, visualize your retirement. It's more than just the end of working, maybe you want to spend more time with family, travel or pick up some new hobbies. Visualize what you will spend your day doing, and what costs may be associated with your plans.

Protect your income

Revisit how and where your money is invested

Now is a good time to revisit what risk levels your investments are in and whether that's still an appropriate choice. Your Desjardins Mutual Funds Representative can help you decide how to balance your investments according to your time horizon, risk tolerance and retirement goals.

Contact your Desjardins Mutual Funds Representative to review your assets.

Safeguard your savings

Your retirement funds could be at risk if you're forced to use them for covering the costs of a major illness, injury or disability. You should re-evaluate your critical illness* and disability insurance* to protect yourself and your family.

Your Desjardins Agent can tell you more about safeguarding your savings.

Make sure your family is protected

Time to review your life insurance policies with your Desjardins Agent to make sure you've provided enough for your family in case the unexpected occurs, and check that beneficiaries are up to date. Your Desjardins Agent can also help you design an insurance policy package that meets your particular family situation.

Learn more about life insurance policies from Desjardins Insurance.

*Desjardins living benefits products are manufactured and issued by Desjardins Financial Security Life Assurance Company.

Mutual Funds are not insurance products and are distributed through representatives of Desjardins Financial Security Investments Inc.

Please read the applicable Fund Facts before investing. Commissions, trailing commissions, management fees and expenses may be associated with mutual fund investments.

Mutual Funds are not guaranteed, their values change frequently and past performance may not be repeated. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.

Neither Desjardins Insurance nor its agents provide tax or legal advice. Please consult your tax, legal or investment advisor regarding your specific circumstances.

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