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The coverage you want with the discounts and savings you deserve

Get an auto insurance quote

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Desjardins Insurance is dedicated to helping you select the right coverage at the right price. After you choose us, your Desjardins Agent will be happy to double check to make sure you're not missing out on any discounts and savings you may be eligible for1.


Get rewarded based on how you drive and improve road safety. Save on your auto insurance premium after only 100 days with Ajusto, available with the Desjardins Insurance Home-Auto app.

Discover Ajusto

See how you could save on your auto insurance

Multi-line discount

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home/condo or rent, you can take advantage of this opportunity and save.

Multi-vehicle discount

If you insure more than one vehicle with us, you could save even more on your auto insurance premiums. You can enjoy greater convenience knowing your vehicles are insured together.

Winter tire savings

To reward safe winter driving, we offer savings on your auto insurance premium if your car is equipped with four winter tires.

Loyalty savings

If you were continuously insured with your previous insurer, you could be eligible to save on your auto insurance premiums.

Student savings

If you are a university or college student or graduate, you could get additional savings on your premium.

Hybrid or electric vehicle premium reduction

If you drive a hybrid vehicle, you could be eligible for an additional auto insurance reduction. The hybrid vehicle premium reduction is part of the sustainable development policy we adopted and shows our commitment to meeting environmental targets.

Discounts and savings, other than loyalty savings, do not apply to commercial vehicles. Certain conditions apply.

Ajusto is underwritten by Desjardins Insurance which refers to Certas Home and Auto Insurance Company.

® Ajusto is a registered trademark of Desjardins General Insurance Inc., used with permission by Certas Home and Auto Insurance Company.

The discount does not apply to certain endorsements and additional coverages. New subscribers who sign up after October 15, 2018 must travel at least 1,000 km during the mandatory 100-day for savings during the use period. For all applicable discount terms and conditions, whether you signed up before or after October 15, 2018, please refer to the Terms and Conditions in effect when you signed up for the Ajusto Program.

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