Better savings on your auto insurance premium with Ajusto!
Get rewarded based on how you drive and improve road safety with the Ajusto program!
Download the Desjardins Insurance Home-Auto app, activate Ajusto and after only 100 days1 of trip analysis, you could save up to 25% on your car insurance premium! Talk to your Desjardins Agent for more information.
The Telematics program is no longer available. It has been replaced by the Ajusto program.
How does Ajusto work?
The Ajusto program is an interactive tool that analyzes your driving habits and provides you with personalized feedback. It’s available on the Apple App Store and Google Play and works on Apple Watch.
After 5 trips, you get a score based on 4 criteria:
The Ajusto program also considers your distance travelled and time of day in the calculation, but we know you have less control over these criteria so they have less impact on your score.
How is my score calculated?
You’ll get a score based on your general driving habits.
You can look at the details of each trip to see what impacted your score.
Your final score will be provided after 100 days of trip analysis and 1,000 kilometres travelled. If you’re eligible for a discount, it will automatically be applied to your auto insurance premium. You don’t have to wait to renew your policy to save!
What kind of driver am I?
See what kind of driver you are with our four profiles below. With this information, you’ll be able to take your driving to the next level!
You’re a Feather-Feet when you respect the speed limit and help keep our roads safe.
Have you received speeding tickets in the past? Try to reduce your speed to within posted speed limits to increase your chances of getting a discount with Ajusto.
You’re a Steady Eddie when you stick to smooth acceleration and braking. As a bonus, you’ll save on gas and reduce the risks of an accident.
Do you sink into your seat when you accelerate after a stop sign? Try accelerating more slowly to increase your chances of getting a discount with Ajusto.
You’re an Anticipator when you’re always aware of your surroundings and keep a safe distance between your car and the one ahead.
Do you often need to brake quickly? Give yourself more space to slow down and increase your chances of getting a discount with Ajusto.
You’re a Smooth Operator when you avoid skidding and losing control by taking corners at the posted speed.
Do your bags always shift in the back seat when you take a corner? Try slowing down before you reach the turn to increase your chances of getting a discount with Ajusto.
Once is not a pattern!
Desjardins Insurance knows that emergency situations happen and you might have to brake suddenly to avoid an accident.
Don’t worry–these one-time occurrences won’t affect your score. We calculate your score based on an overall picture of your driving, not on a single event.
Sign up for the Ajusto program and save!
Already have car insurance with us?
Download the Desjardins Insurance Home-Auto App or contact your Desjardins Agent.
Don’t have insurance with us?
Get a quote online or find a Desjardins Agent.
Do you have home insurance with us, too? Take advantage of the Alert program, available in the Desjardins Insurance Home-Auto App!
Desjardins Insurance is committed to keeping your personal information secure and confidential. Your driving data will never be used to apply penalties or premium increases.
To find out more about how your personal information is managed, please read the Ajusto Terms and Conditions (PDF).
Ajusto is underwritten by Desjardins Insurance which refers to Certas Home and Auto Insurance Company.
®Ajusto is a registered trademark of Desjardins General Insurance Inc., used with permission by Certas Home and Auto Insurance Company.
The discount does not apply to certain endorsements and additional coverages.
1 New subscribers who sign up after October 15, 2018 must travel at least 1,000 km during the mandatory 100-day for savings during the use period. For all applicable discount terms and conditions, whether you signed up before or after October 15, 2018, please refer to the Terms and Conditions in effect when you signed up for the Ajusto Program.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Google Play and the Google Play logo are trademarks of Google LLC.