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Homeowner association insurance

Get the right protection for your property and investment with Desjardins Insurance’s apartment owners insurance.

Your Desjardins Agent can help you customize a policy tailored to your needs.

Options available

Building coverage

Covers the building and structures at the described premises, including: garages, storage buildings, swimming pools, fences, retaining walls, both completed additions and additions under construction and other appurtenant structures.

Building coverage also includes owned personal property used to maintain or service the building and premises.*

Comprehensive general liability

To help protect you against legal liability caused by bodily injury, property damage, personal injury and advertising injury to others.

Loss of income

Covers the actual loss of business income caused by a suspension of operations because of covered accidental direct physical loss to the insured premises, including any extra expense incurred to the extent it minimizes the loss of income.

Equipment breakdown

Provides coverage for damage to covered property caused by mechanical breakdown of covered equipment, artificially generated current damaging covered equipment, explosion of steam boilers or loss of steam/hot water boilers.

Building by-laws

Covers the loss of value and increased cost due to the enforcement of municipal laws or ordinances regulating the construction or repair of damaged buildings caused by an insured loss.

Identity restoration and data compromise

These coverages work together to help you and your business get back on track after a data breach occurs or if you, the business owner, become a victim of identity theft.

*Coverage does not include vehicles.

This is only a general description of coverages of the available types of insurance and is not a statement of contract. Details of coverage, limits or services may not be available for all businesses and vary in some provinces. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.

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