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Business insurance

Cover your business needs
with Desjardins Insurance

Find an agent


Desjardins Insurance offers the protection you need at a reasonable price.

Talk to a Desjardins Agent today to see how we can help you protect the business you've worked hard to build.

Here are some examples of the types of businesses we can insure.

Retail shops

  • Arts and craft supplies stores
  • Bicycle sales and service
  • Bookstores and newsstands
  • Bridal shops
  • Camera stores
  • Ceramic and pottery dealers
  • CD/DVD/videotapes (rentals and sales only)
  • Fabric stores
  • Formal wear-rental
  • Gift, card and stationery stores
  • Hobby, trophy and framing stores
  • Leather goods stores (excluding coats)
  • Novelties and costume jewellery
  • Opticians
  • Shoe stores
  • Sporting goods stores
  • Toy stores
Learn more about insurance for retail shops


  • Accounting services
  • Advertising agencies
  • Lawyers
  • Consultants
  • Financial consultants or planners
  • Graphic artists/designers/illustrators
  • Insurance agents
  • Messaging/communication services
  • Tax return preparation
  • Transcription/translation/interpreter services
  • Travel agencies (not conducting tours)
Learn more about insurance for offices

Medical office professionals

  • Acupuncturists
  • Chiropractors
  • Dentists
  • Massage therapists/acupressure/reflexology
  • Optometrists
  • Physicians
  • Physical/occupational therapists
  • Podiatrists
  • Psychologists, mental health counselling
Learn more about insurance for medical office professionals

Food shops

  • Bakeries: retail
  • Meat, seafood markets
  • Candy and confectionery stores
  • Coffee and tea stores
  • Delicatassens
  • Donut shops/bagel shops
  • Ice cream/yogurt/juice stores
Learn more about insurance for food shops


  • Appliances and accessories (installation, service or repair): residential, light commercial
  • Carpet, rug, furniture or upholstery cleaning on customers' premises
  • Communication equipment (installation, service or repair): residential, light commercial
  • Electrical work (within buildings): residential, light commercial
  • Fence erection contractors
  • Floor covering installation
  • Furniture or fixtures (installation, service or repair): residential, light commercial
  • Heating or combined heating and air conditioning systems or equipment
  • Interior decorator, including home staging
  • Janitorial services: residential, multi-unit residential, light commercial
  • Lawn care services
  • Painting contractors: residential, light commercial
  • Paperhanging
  • Plumbing: residential, light commercial
Learn more about insurance for contractors

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits or services may not be available for all businesses and vary in some provinces. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.

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