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Homeowner insurance

Toddler on the shoulder of a man that has homeowner insurance coverage with Desjardins Insurance.

Get a property insurance quote

Insurance type

Your Desjardins Agent can help you protect the place you call home

We can help you save on homeowner insurance coverage by offering a host of discounts and savings for everything from multi-line policies to everyday safety items like fire and burglar alarms.

What does homeowners insurance cover?

Our all-risk insurance covers your personal property against things like:

  • Fire or lightning
  • Windstorm or hail
  • Certain water damage
  • Theft

To determine how much coverage you need, you should consider the repair or replacement cost of your home and account for unforeseen circumstances. Your Desjardins Insurance Agent can help you assess how much coverage is right for you.

What homeowners insurance coverages are available?

Home insurance discounts and savings

Desjardins Insurance can help you save on homeowners insurance with discounts and savings for:

  • A claim-free history
  • Purchasing your home and car insurance from us
  • Property security system
  • Fire sprinklers

See all our discounts and savings for home insurance

Taking a home inventory

Along with insuring the value of your house, you'll also want to be sure your personal property is insured for the right amount. To do this, you should have a detailed list of your personal property and its value.

Tips for creating a home inventory

Service provider tool

When you are looking for help with repairs to your home or with home improvements, choose from a network of recommended providers using our service provider tool.

Find a recommended provider

Details of coverage or limits vary in some provinces.

This content is only a general description of coverages and is not a statement of contract.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice.

The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Some conditions, limitations and exclusions may apply.


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