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StateFarm Canada is now Desjardins Insurance

State Farm® Canada is now Desjardins Insurance and your local State Farm Agent will now be known as your Desjardins Agent.

Please visit desjardinsagents.com/change-from-state-farm-canada for more details.

Looking for the State Farm USA site? Visit it here: statefarm.com.

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Permanent life insurance

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Permanent life insurance from Desjardins Insurance helps your family prepare for the unexpected.

Depending on your needs, the product selected can build tax-deferred cash values you can use to supplement a loss of income, mortgage costs or to pay for your children’s education. It can also be used to build an estate.

Need help choosing coverage? Compare coverages or contact your Desjardins Agent for a quote.

How it works

Our permanent life insurance offers level premiums for as long as you live, provided that premiums are paid as required to keep the contract in force. Desjardins Insurance offers permanent life policies that can be paid with premiums payable to 100, or premiums payable for a limited number of years. Policy loans do accrue interest and any outstanding policy loans and interest will reduce the death benefit and cash values (if applicable).

Life Term to 100

Affordable lifetime protection

Features:

  • Level premiums to age 100
  • Death benefit is generally passed on to your beneficiaries tax-free

Learn more about Life Term to 100

Life Term to 100

Monthly amount starting at $41.49/mo.
Annual amount: $461.00
Coverage amount: $100,000

Whole Life Guaranteed to 100

Lifetime protection for a lifetime of needs and opportunities.

Features:

  • Level premiums to age 100
  • Cash values grow tax-deferred
  • Death benefit is generally passed on to your beneficiaries tax-free
  • Guaranteed cash surrender values available as of the 5th year

Learn more about Whole Life Guaranteed to 100

Whole Life Guaranteed to 100

Monthly amount starting at $46.71/mo.
Annual amount: $519.00
Coverage amount: $100,000

Sample rates are for a 25-year-old female in good health.

Whole Life Guaranteed to 65

Provides paid-up insurance as of age 65

Features:

  • Guaranteed cash surrender values available as of the 5th year
  • Level premiums to age 65
  • Death benefit is generally passed on to your beneficiaries tax-free

Learn more about Whole Life Guaranteed to 65

Whole Life Guaranteed to 65

Monthly amount starting at $51.93/mo.
Annual amount: $577.00
Coverage amount: $100,000

Whole Life Guaranteed 20 Pay

A lifetime of benefits without a lifetime of premiums.

Features:

  • Premiums payable for 20 years
  • Cash values grow tax-deferred
  • Death benefit is generally passed on to your beneficiaries tax-free
  • Guaranteed cash surrender values available as of the 5th year
  • Long-Term Care Advance
    • Financial independence for you and your loved ones. Long-Term Care Advance provides monthly amounts in the event that you experience a loss of independence.

Whole Life Guaranteed 20 Pay

Monthly amount starting at $68.85/mo.
Annual amount: $765.00
Coverage amount: $100,000

Learn more about Whole Life Guaranteed 20 Pay

Long-Term Care Advance

Minimum monthly amount: $250/mo.
Ages: 0-59

Learn more about Long-Term Care Advance

Whole Life Guaranteed 10 Pay

A lifetime of benefits without a lifetime of premiums.

Features:

  • Premiums payable for 10 years
  • Cash values grow tax-deferred
  • Death benefit is generally passed on to your beneficiaries tax-free
  • Guaranteed cash surrender values available as of the 5th year

Learn more about Whole Life Guaranteed 10 Pay

Whole Life Guaranteed 10 Pay

Monthly amount starting at $103.68/mo.
Annual amount: $1,152.00
Coverage amount: $100,000

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