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25 août 2020
Floods are among the most common natural disasters in Canada. They are also the most financially damaging and can be very unpredictable.
Your property could be damaged by a flood any time of year, in any area, and sometimes with little to no warning. Luckily, there are some basic steps you can take to stay prepared and keep your home and your family safe.
Even if you live in a very dry climate and far from a body of water, flooding can still affect you. Floods can be caused by hurricanes, heavy rains, melting snow or when a dam breaks. Knowing your risks is key to being able to keep yourself safe before, during and after a flood.
To get ready before a flood even happens, you should research possible risks, practice evacuation routes, and sign up for available flood coverage for your home and possessions. Some good sources to contact include your local municipality as well as your Desjardins Agent. As part of your preparation, consider the following measures:
During a flood, it’s essential to stay continuously informed and to be prepared to evacuate any time. To mitigate your risk of danger, follow these tips:
Don’t let your guard down once the flood is over, as it still may not be safe to return home. Keep taking these precautions:
Taking these precautions before, during and after a flood can help reduce the dangers as well as the damage that can occur. Getting the right insurance coverage can also give you added peace of mind, so learn more about our flood coverage today.
These tips are provided for information and prevention purposes only. They are general in nature, and Desjardins Insurance cannot be held liable for them. We recommend using caution and consulting an expert for comprehensive, tailored advice. Some conditions, exclusions and limitations may apply. The conditions of coverages are set out in the insurance policy, which always prevails.