Preventing hail damage – Advice from your Desjardins Agent
We want you to stay safe in an emergency. That’s why we’ve put together some tips to help you keep your family safe and help prevent or minimize property damage.
How to prepare
- Park your vehicle in the garage or under a carport, if possible.
- Cover your plants and flowers with Styrofoam cones.
- Store or cover your patio furniture, barbecue, etc.
- Once the hail starts to fall:
- Take shelter and stay indoors until the storm passes.
- Keep away from glass doors, windows and skylights, which may shatter.
To find out more, visit Get Prepared, a Government of Canada website with information on what to do before, during and after an emergency.
How to limit damage
After the storm has passed, use these tips to prevent further damage.
- Check for damage
Carry out any emergency repairs. For example, board up broken windows to avoid water infiltration. Contact a roofer if any repairs to the roof are needed.*
- Secure the premises
Pick up branches and other debris that could cause injury or damage.
- Contact a tree pruner
If you have a tree that is damaged or likely to fall and cause damage, call a professional.*
- Make an inventory of your damaged property
(PDF) List of property
- Take photos of the damage
If there is major damage
Contact a contractor* to board up broken windows and secure the premises. After that, contact our claims advisors, as they can provide all the additional guidance you may need.
How to file a claim There are 2 ways to file a claim:
*Refer to your insurance policy to determine the scope of your coverage. Keep receipts for all expenses incurred in protecting or preserving your property.
This information is provided for informational purposes only. Desjardins Insurance shall not be liable for any damages arising from any reliance upon such information. Desjardins Insurance recommends using caution and consulting an expert for comprehensive, expert advice. Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.