Enjoy competitive loan rates for cars, trucks, motorcycles and more from Desjardins Financial Group, available through our network of local Desjardins Agents.
Keep your business moving
with a local Desjardins Agent
Ask a Desjardins Agent
about business insurance today
Vehicle and car loans through your Desjardins Agent
Compare our financing options first. Find a Desjardins Agent near you to get a loan calculation for your new or used vehicle.
Cars, trucks and vans
Find out how our car loans can help you save when you buy a new or used vehicle.
Motorcycles, snowmobiles and ATVs
We offer great rates and flexible terms on loans for all kinds of leisure vehicles.
Get our best rates and terms
- Rates starting as low as 7.59%1
- Loans from $10,000
- Terms from 24 to 96 months for cars, trucks and vans
- Terms from 24 to 180 months for motorcycles, snowmobiles and ATVs
Why choose Desjardins for your loan?
Guaranteed interest rate
After you’re approved, your interest rate is guaranteed for up to 30 days for pre-owned vehicles and 90 days for new vehicles.1
Pay down or pay off when you want
Our flexible terms let you pay down or pay off your loan with no penalties. That means you're free to put extra money towards your loan anytime, so you can save on interest.
Financing for dealer and private sales
Whether you’re buying from a dealer or private seller, we can offer you a loan for new and used vehicles up to 7 years old.1
Get a loan to buy out your leased vehicle
We can also offer you a loan to buy out your car lease.1 If you love your vehicle, this could be a great option. Not sure if it's the right choice for you? Get advice from your local agent.
Already a client?
If you have an auto, property or life insurance product with Desjardins or a Desjardins Auto Financing product, you can:
- Enjoy preferred interest rates1
- Apply by phone and get approved, fast
Call your agent to learn more or find a Desjardins Agent near you
Need insurance too?
Speak to a local Desjardins Agent or get a quote online.
1. Subject to credit approval from Desjardins Financial Group. Certain conditions, exclusions and limitations may apply. Interest rates may change without notice. [Back]
Test span Finding the coverage for you, for less Test span
Switch to Desjardins and save up to 20% on home insurance when you're claims free.
Get a quote
Up to 2 cars and 3 drivers 1 car and 1 driver
Buying a new or used vehicle? Check out our financing options.
We offer loans for:
- Cars, trucks and vans
- Motorcycles
- Snowmobiles
- ATVs
Low rates and flexible terms:
- Rates start at 4.69%1
- Loans from $5,000
- Terms from 24 to 96 months for cars, trucks and vans
- Terms from 24 to 180 months for motorcycles, snowmobiles and ATVs
Let's focus on you
Context: A video explaining how a Desjardins Agent can helps people through every stage of their life.
The text in square brackets describes audio and visual content in the video other than the dialogue or narration.
[Audio: Upbeat music plays throughout the video.]
[On-screen: A young woman is surrounded by half-opened moving boxes. She holds a paint brush, ready to paint her new apartment.]
Think of all the things that have happened in your life. And all that will happen.
[On-screen: A series of selfies of the woman. She is at a campground. She is in a restaurant kitchen dressed as a chef. She is holding a microphone and singing karaoke with friends]
All the strange, happy, imperfect, unbelievable things. It’s a good life. It’s a great life.
[On-screen: She is on her wedding day. She is on vacation with her husband.]
But where are you going? What’s the plan? Who’s helping?
[On-screen: She stands in front of a house, a sign behind says sold. She stands beside a car holding car keys. She holds her newborn baby. She plays with her young daughter.]
Speak with a local Desjardins agent.
[On-screen: She sits at a table in her home, holding a tablet computer. On the computer screen is the same Desjardins Agent, smiling and waving.]
And let’s focus on you.
[On-screen text: The Desjardins Insurance logo. Desjardinsagents.com]
[On-screen legal text: Desjardins Insurance refers to Desjardins General Insurance Inc. in Quebec, to Certas Direct Insurance Company in Ontario and Alberta and to Certas Home and Auto Insurance Company, underwriter of automobile and property insurance. DesjardinsTM, Desjardins InsuranceTM, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.]
[End of text transcript]